Independent advisory — not tied to any insurer. We compare 20+ insurers and always recommend what's genuinely best for you.
Independent Advisory
Access to 20+ insurers. We compare and recommend the best fit — never biased by commission.
Dedicated Claims Support
We coordinate with insurers and hospitals on your behalf — from first notice to final settlement.
Timely Renewals & Follow-ups
We track your policies and alert you in advance with the best renewal options available.
"Liju Sir ensured our claim was settled smoothly even when documents were missing."
— Verified client, Amrita Hospital Kochi
500+
Happy clients
98%
Claims settled
20+
Insurer partners
10+
Years advisory
Client Stories
What Our Clients Say
★★★★★
"Liju James has been an incredible support. When we struggled to find insurance for my mother due to her age and health condition, he guided us with the perfect solution. Smooth, stress-free, and consistently helpful with timely renewals."
Lasya Umesh
Interior Designer, BEVELEDGE Studio
★★★★★
"My son was born premature — some bills were misplaced during the claim. Liju Sir and Sangeetha Madam proactively retrieved the documents and ensured the reimbursement was completely smooth. Truly beyond expectations."
SC
Satisfied Parent
Amrita Hospital, Kochi
★★★★★
"CoverFirst has been our trusted insurance partner for years. Their expert advice on corporate risk and employee benefit policies has saved us significantly while ensuring our team is fully protected."
BPL
BPL Group
Corporate Client
Insurer Partners — 20+ leading insurers across India
Digit Insurance
Bajaj Allianz
ICICI Lombard
HDFC ERGO
Star Health
Niva Bupa
Care Health
Aditya Birla
Tata AIG
New India
Oriental Insurance
United India
SBI General
Reliance General
Royal Sundaram
Cholamandalam
Future Generali
Liberty General
Acko Insurance
Zurich Kotak
Simple Process
How It Works
Clear, transparent steps to make insurance simple, quick and stress-free — from choosing the right plan to claims settled without hassle.
1
Tell Us Your Needs
What you want covered, how much protection, what matters most to you.
2
We Craft Your Plan
Compare top insurers, get a custom quote tailored to your budget and needs.
3
Review & Decide
Clear outline of what's covered, what's not, and transparent pricing — no surprises.
4
Activate Quickly
Easy documentation, instant policy issuance for most plans — you're covered fast.
5
Support Always
Claims, renewals and servicing — just a call or WhatsApp away, always.
Earn With Us
Become a Cover First Insurance Sales Partner
Join Cover First as an Insurance Sales Partner (ISP) and build a rewarding career selling insurance. No upfront investment. Flexible working hours. Earn attractive commissions.
Sell on a fully compliant, trusted Insurance platform.
Attractive Commissions
Earn competitive commissions on every policy sold across all product lines.
Free Training & Certification
Complete IRDAI-approved training and get certified — all supported by us.
Digital Tools & Dashboard
Access your sales, commissions and client portfolio from anywhere.
Join Our Team
Build Your Career With Cover First
We are always looking for passionate, client-first professionals to join our growing team. Be part of an IRDAI Licensed Insurance Marketing Firm that puts people before policies.
Insurance Advisor
Client facing advisory role. Help individuals and corporates choose the right insurance.
Claims Manager
Coordinate claims with insurers and hospitals. Be the client's champion during tough times.
Digital & Marketing
Drive digital growth, manage social media and campaigns for Cover First's brand.
Corporate Sales
Handle SME and corporate accounts — property, liability, marine and employee benefits.
Drop us your details and we'll get in touch when a suitable role opens.
✓ Received! We'll be in touch soon.
Quick Answers
Your Questions, Answered
From choosing the right policy to making a claim — answered simply and clearly.
What is the difference between comprehensive and third-party motor insurance?+
Comprehensive covers both your own vehicle damage AND third-party liability. Third-party only covers damages to others — it's mandatory by law but doesn't cover your own vehicle's repair costs.
How do I make a health insurance claim?+
For cashless claims, get admitted at a network hospital and show your policy card. For reimbursement, pay the bills, collect all documents, and submit to us — we'll coordinate with the insurer on your behalf.
Is term life insurance better than endowment plans?+
Term insurance offers the highest cover at the lowest cost — ideal for pure protection. Endowment plans combine insurance with savings. The right choice depends on your financial goals and family needs.
Do I need travel insurance for domestic trips in India?+
While not mandatory, domestic travel insurance protects against trip cancellations, flight delays, baggage loss and medical emergencies while travelling. It's affordable and often worth it for multi-city trips.
What is cyber insurance and do I need it?+
Cyber insurance covers financial losses from online fraud, identity theft, phishing attacks and data breaches. With digital payments and online banking now mainstream, it's increasingly important for individuals and families.
How do I become an Insurance Sales Partner (ISP) with Cover First?+
Register via our ISP page, complete the free IRDAI-approved training, get certified and start selling. There's zero investment required. You earn commission on every policy sold and get full support from our team.
Cover First is the only insurance Intermediary with AI-powered tools that help you understand, compare and choose insurance — instantly, 24/7.
💬
AI Insurance Assistant
24/7 · Instant · Malayalam & English
Ask anything about insurance — get instant answers, product recommendations and lead capture. Never miss a client enquiry again.
24/7 SupportLead CaptureMultilingual
Try the chatbot →
🎯
Smart Recommender
5 questions · 30 seconds · Personalised
Answer 5 quick questions about your life and budget — our AI matches you with the exact right insurance product and insurer.
PersonalisedAI Powered30 Seconds
Find my plan →
🧮
Premium Calculator
Live estimates · Motor · Health · Life · Travel
Get live premium estimates from 15+ insurers as you fill in your details. Compare side-by-side — updates instantly, no form submission.
Live Updates15+ Insurers5 Products
Calculate premium →
📄
Policy Simplifier
Upload policy · Get plain-English summary
Paste or upload your existing policy — our AI reads it and tells you exactly what's covered, what's excluded, and any gaps in your coverage.
Plain EnglishGap AnalysisPDF Support
Simplify my policy →
Let's Find the Right Cover for You
Whether you're an individual, family or corporate — our advisors will find the most suitable coverage at the best price, and stand by you for every claim.
